Silver Card Plan

If you are an aspiring individual the Silver Card should be your product of choice. As a Silver Card holder, your benefits include:

* Accident hospitalisation – Up to  Ksh 8 Million
* Illness hospitalisation – Up up to Ksh 2 Million
* Rescue and evacuation (included in accident and illness limits)
* Last Expense –  Up to Ksh 75,000 per member
* Hospital Cash – Ksh 1,500 per day hospitalisation cash benefit (from 3rd day of admission up to 180 days). This applies to individual members only
* Emergency rescue and evacuation within Eastern Africa (Kenya, Uganda, Tanzania).

*Cancer after one year of membership
*Organ transplant after 5 years of membership

* 45 days of cover while out of geographical limit area

Supplementary benefits

* Personal Accident, Permanent Total Disability cover
*  Critical illness cover up to the limit
* Discounted rates from AAR loyalty partners .
* Discounted rates for other classes of insurance e.g. motor, domestic, travel etc.

Outpatient ( Optional )

Ksh 50,000/- ; Ksh 100,000/-; Ksh 200,000/-

·     Doctor’s consultation
·     Prescribed drugs
·     Prescribed lab tests
·     Prescribed X-ray services
·     Prescribed referrals to specialists
·     Nurtitional advise services
·     Health education
·     Dental & Optical up to the limit


Latest News

  • 03.07.13

    AAR  Healthcare has announced plans of entering into  partnership with Swedfund , a financial firm owned by the Swedish Government, to inject USD 3 million( 225 Million) Into Health Care’s expansion program.

    Addressing Journalists at Serena Hotel in Nairobi, AAR Healthcare Chairman, Dr. Frank. Njenga confirmed that AAR was set to enter the inpatient Market by setting up hospitals through either acquisition of existing facilities or setting up new ones.

    Taking journalists through AAR’s History and background as well as the milestones, AAR Healthcare MD, Mark Achola confirmed that the expansion plans are part of the  greater plans to provide diagnostic services under one roof, as well as make healthcare accessible to all in the region.


  • 03.07.13

    IFC, a member of the World Bank Group, has announced a $4 million equity investment in AAR Health Care Holdings Ltd (AAR Healthcare), one of Africa’s leading health care providers. AAR Healthcare will use the financing to expand its operations and provide quality health services to a larger number of people. IFC’s investment is part of a $15 Million fund-raise by the company, marking the largest capital raise by an entity in the East African healthcare market.

    AAR Healthcare, one of the largest providers of outpatient healthcare services in East Africa aims to expand its outpatient network, enhance specialist consultation and acquire inpatient facilities in Nairobi, Kampala and Dar es Salaam, making it one of the few primary and secondary health care providers in the region. The company currently operates 28 clinics in Kenya, Uganda, and Tanzania, serving over 500,000 outpatients annually. IFC’s investment will enable AAR Healthcare to serve an estimated additional 600,000 outpatients per annum by 2018.

    As a shareholder in AAR Healthcare, IFC will support the company’s growth by providing access to the World Bank Group’s networks and global expertise, in addition to capital. The company’s other shareholders include Swedfund and the Investment Fund for Health in Africa (IFHA), an IFC portfolio fund. IFHA was established in 2007; a venture capital fund dedicated to investments in private healthcare companies in Africa. The fund has invested in eight health sector companies across sub Saharan Africa.

    Speaking during the official Launch of the new AAR Karen Health Centre, AAR Healthcare Chairman, Dr. Frank Njenga, confirmed that the company had put in place strategic measures that will see the opening of secondary care hospitals across the region bringing quality healthcare as close as possible to the people. The AAR Healthcare Chairman also pointed out that the new Karen Health Centre will provide general, gynaecological, paediatric and nutritionist consultations, as well as comprehensive services such pharmacy, laboratory and radiology, all under one roof.

    On his part, AAR Healthcare Managing Director, Mark Achola explained that the separation of AAR Healthcare company from its sister company, AAR Insurance, will ensure  that the clinics’ services are open to all and not only restricted to AAR members. “AAR Healthcare runs as a separate entity and operates like any other hospital, including serving members of other insurance companies, and not only those from AAR Insurance”, he clarified.

    Oumar Seydi, IFC Director for East and Southern Africa said, “IFC supports AAR’s goal to become the first integrated healthcare provider across East Africa, as this will make healthcare in the region more competitive, providing better services at a lower cost. Private providers are able to reach a large number of people and can offer advanced medical equipment and services that may otherwise not be available.”

    In a recent report, the World Bank Group found that 50 percent of health expenditure in sub Saharan Africa is financed by out-of-pocket payments from individuals. IFC’s “Health in Africa” Initiative harnesses the potential of the private sector to meet the continent’s health care needs. Through the initiative, IFC invests directly in healthcare companies, mobilizes finance for health SMEs through banks and private equity funds and works with governments on public-private partnerships in health.

    IFC is the world’s largest multilateral investor in healthcare in emerging markets, with $2.5 billion worth of investments in 150 health care projects in 50 countries worldwide. Through its investments and advisory services, IFC aims to improve standards of quality and efficiency in healthcare, facilitate the international exchange of best practice, and create jobs for skilled professionals. IFC has a Health and Education team for Sub Saharan Africa is based out of its Nairobi office

  • 03.07.13

    AAR Insurance made a big push in the insurance landscape with the opening of the new refurbished  branch in Nyeri on Friday, 24th May 2013.  The branch was opened in a ribbon-cutting ceremony by Nyeri Deputy Governor and former Ambassador- Samuel Wamathai, AAR Healthcare MD- Mark Achola, AAR Insurance GM and Principal Officer- Caroline Munene and AAR Insurance  Nyeri Branch Manager- Charles Maina.

    The Nyeri branch opening is the second after Thika, part of an orchestrated expansion programme that will see AAR take its new insurance products to more regions in the country.

    Nyeri Deputy Governor, Samuel Wamathai  commended AAR Insurance for opening a fully-fledged insurance branch in Nyeri, saying that it was a demonstration of the faith that the business community has shown in Nyeri’s economic potential.

    Speaking during the launch, AAR Insurance General Manager, Caroline Munene pointed out that AAR Insurance believes in creating and providing products and services that put their clients in control of their lives.  The Branch manager-Charles Maina, added that the economic opportunities provided by Nyeri’s economic activities of coffee, tea ,beef and dairy farming and a burgeoning tourism sector accorded AAR Insurance with a market ripe with opportunity and added that the heightened economic activity which is more pronounced with the devolved system of government will exponentially increase the business opportunities available.



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